Contact Us: (530) 672-1979 | ​(916) 984-1972​
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      • Auto Insurance
      • Boat Insurance
      • Classic Car Insurance
      • Motorcycle Insurance
      • RV Insurance
    • Property >
      • Home Insurance
      • Earthquake Insurance
      • Flood Insurance
      • Landlords Insurance
      • Renters Insurance
    • Business >
      • Business Insurance
      • Business Owners Package (BOP) Insurance
      • Beauty Salons Insurance
      • Contractors Insurance
      • Cabin / Vacation Home Insurance
      • Errors and Omissions Insurance
      • Officers and Directors Insurance
      • Restaurant Insurance
      • Insurance Bonds
      • Workers Compensation
    • Other >
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      • Umbrella Insurance
      • Wedding Insurance
  • About
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Umbrella Insurance

Umbrella insurance offers the ultimate peace of mind. Eliminate the gaps and insufficient limits on all your policies. You'll be amazed at how affordable coverage can be.

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What is Umbrella Insurance?

Umbrella insurance refers to liability insurance that is in excess of specified other policies and also potentially primary insurance for losses not covered by the other policies.

When an insured is liable to someone, the insured's primary insurance policies pay up to their limits and any additional amount is paid by the umbrella policy up to the limit of the umbrella policy.

Common Situations Protected by Umbrella Insurance:

  • Motor vehicle accidents with excessive physical damage, bodily injuries, or death.
  • Slip and fall accidents on your property.
  • Boating Accidents.
  • Swimming Pool Accidents.
  • Physical damage or bodily injury caused by your dog.
  • Slander, libel, and defamation lawsuits.
  • Judgments that exceed the limits of your auto or home policies.

Contact us to learn more about the right umbrella insurance for you.
(530) 672-1979​
5170 Golden Foothill Pkwy
​El Dorado Hills, CA 95762
Click Here to Email Us
Umbrella Insurance Quote
Get a quote for umbrella liability insurance

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Kinkaid Insurance Services​
5170 Golden Foothill Pkwy
​El Dorado Hills, CA 95762
(530) 672-1979​
Click Here to Email Us

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